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Project overview
End-to-end phone financing platform launched in Venezuela, built for markets without traditional credit infrastructure. The full stack includes payment processing, device locking, KYC, a gamified credit scoring system, Android and iOS mobile apps, store POS, and a web app dashboard. On-time payments and app engagement like referrals build a user's credit score, unlocking better financing terms over time.
- Payment processing for markets without traditional banking
- Remote device locking for payment enforcement
- KYC compliant with Latin American regulations
Phase 1 of 4
Discovery Phase
No existing credit infrastructure in the target market. Needed to build a full financing platform from scratch in Venezuela, where traditional banking rails and credit history systems do not exist. Mapped regulatory requirements, identified payment and KYC partners, and scoped the multi-app ecosystem needed to serve both customers and retail stores.
Deliverables
- Market and regulatory analysis
- Payment partner evaluation (ChinChin)
- KYC partner evaluation (DiDit)
- Multi-app ecosystem scope
Tech
iOS/Android App
Web App
Backend
Integrations